/* ============================================================
   SCHD Calculator — Main Stylesheet
   Premium dark-theme for dividend investors
   ============================================================ */

:root {
  --bg: #080c14;
  --bg-2: #0d1220;
  --bg-card: #111827;
  --bg-card-2: #161e2e;
  --border: rgba(255,255,255,0.07);
  --border-glow: rgba(59,130,246,0.3);
  --blue: #3b82f6;
  --blue-light: #60a5fa;
  --blue-dark: #1d4ed8;
  --gold: #f59e0b;
  --gold-light: #fbbf24;
  --green: #10b981;
  --green-light: #34d399;
  --text: #f1f5f9;
  --text-2: #94a3b8;
  --text-3: #64748b;
  --radius: 12px;
  --radius-lg: 20px;
  --shadow: 0 25px 50px -12px rgba(0,0,0,0.5);
  --glow: 0 0 40px rgba(59,130,246,0.15);
  --font-display: 'Syne', sans-serif;
  --font-body: 'DM Sans', sans-serif;
  --font-mono: 'DM Mono', monospace;
}

/* RESET */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 16px; }
body { font-family: var(--font-body); background: var(--bg); color: var(--text); line-height: 1.6; overflow-x: hidden; -webkit-font-smoothing: antialiased; }
img { max-width: 100%; height: auto; display: block; }
a { color: var(--blue-light); text-decoration: none; transition: color 0.2s; }
a:hover { color: var(--text); }
ul, ol { list-style: none; padding: 0; }
h1,h2,h3,h4,h5,h6 { font-family: var(--font-display); font-weight: 700; line-height: 1.15; letter-spacing: -0.5px; }

/* SKIP LINK */
.skip-link { position: absolute; left: -9999px; }
.skip-link:focus { left: 16px; top: 16px; z-index: 9999; background: var(--blue); color: #fff; padding: 10px 20px; border-radius: 8px; }

/* LAYOUT */
.container { max-width: 1200px; margin: 0 auto; padding: 0 24px; }
section { padding: 96px 0; }

/* ── NAVIGATION ──────────────────────────────────────────────── */
.site-nav {
  position: sticky; top: 0; z-index: 100;
  background: rgba(8,12,20,0.92);
  backdrop-filter: blur(20px);
  border-bottom: 1px solid var(--border);
}
.nav-inner { display: flex; align-items: center; justify-content: space-between; padding: 16px 0; gap: 16px; }
.site-logo { display: flex; align-items: center; gap: 10px; font-family: var(--font-display); font-weight: 800; font-size: 20px; color: var(--text); text-decoration: none; }
.logo-icon { width: 32px; height: 32px; background: linear-gradient(135deg, var(--blue), var(--blue-dark)); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 14px; font-weight: 800; color: #fff; font-family: var(--font-mono); flex-shrink: 0; }
.nav-links { display: flex; gap: 32px; }
.nav-links .nav-item { display: flex; }
.nav-links .nav-link { color: var(--text-2); font-size: 14px; font-weight: 500; transition: color 0.2s; padding: 4px 0; }
.nav-links .nav-link:hover, .nav-links .current-menu-item .nav-link { color: var(--text); }
.nav-cta { background: var(--blue); color: #fff !important; padding: 10px 20px; border-radius: 999px; font-size: 14px; font-weight: 600; transition: background 0.2s, transform 0.15s; white-space: nowrap; }
.nav-cta:hover { background: var(--blue-dark); transform: translateY(-1px); }
.nav-toggle { display: none; background: none; border: 1px solid var(--border); color: var(--text); padding: 8px 12px; border-radius: 8px; cursor: pointer; }
.nav-toggle span { display: block; width: 18px; height: 2px; background: var(--text); margin: 3px 0; transition: all 0.2s; }
.mobile-menu { background: var(--bg-2); border-top: 1px solid var(--border); padding: 20px 0; }
.mobile-nav-links .menu-item { border-bottom: 1px solid var(--border); }
.mobile-nav-links .menu-item a { display: block; padding: 14px 0; color: var(--text-2); font-size: 16px; font-weight: 500; }

/* ── BUTTONS ─────────────────────────────────────────────────── */
.btn { display: inline-flex; align-items: center; gap: 8px; padding: 14px 28px; border-radius: 999px; font-weight: 600; font-size: 15px; transition: all 0.2s; cursor: pointer; border: none; text-decoration: none; }
.btn-primary { background: var(--blue); color: #fff; }
.btn-primary:hover { background: var(--blue-dark); transform: translateY(-2px); box-shadow: 0 8px 25px rgba(59,130,246,0.4); color: #fff; }
.btn-ghost { background: transparent; color: var(--text); border: 1px solid var(--border); }
.btn-ghost:hover { border-color: var(--blue); color: var(--blue-light); }
.btn-lg { font-size: 16px; padding: 16px 36px; }

/* ── SECTION UTILITIES ───────────────────────────────────────── */
.section-label { font-size: 12px; font-weight: 700; text-transform: uppercase; letter-spacing: 2px; color: var(--blue-light); margin-bottom: 14px; }
.section-head { max-width: 680px; margin: 0 auto 60px; text-align: center; }
.section-head h2 { font-size: clamp(2rem, 3.5vw, 2.8rem); font-weight: 800; letter-spacing: -1px; margin-bottom: 16px; }
.section-head p { color: var(--text-2); font-size: 17px; line-height: 1.7; }
.accent { background: linear-gradient(135deg, var(--blue-light), var(--gold)); -webkit-background-clip: text; -webkit-text-fill-color: transparent; background-clip: text; }

/* ── HERO ────────────────────────────────────────────────────── */
.hero { padding: 100px 0 80px; position: relative; overflow: hidden; }
.hero::before { content: ''; position: absolute; inset: 0; background: radial-gradient(ellipse 900px 600px at 50% -10%, rgba(59,130,246,0.12), transparent 70%); pointer-events: none; }
.hero::after { content: ''; position: absolute; inset: 0; background-image: linear-gradient(rgba(59,130,246,0.03) 1px,transparent 1px), linear-gradient(90deg,rgba(59,130,246,0.03) 1px,transparent 1px); background-size: 80px 80px; pointer-events: none; }
.hero-inner { position: relative; z-index: 1; display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; }
.hero-badge { display: inline-flex; align-items: center; gap: 8px; background: rgba(59,130,246,0.1); border: 1px solid rgba(59,130,246,0.25); color: var(--blue-light); padding: 6px 14px; border-radius: 999px; font-size: 12px; font-weight: 600; letter-spacing: 1px; text-transform: uppercase; margin-bottom: 24px; }
.badge-dot { width: 6px; height: 6px; background: var(--blue); border-radius: 50%; box-shadow: 0 0 0 3px rgba(59,130,246,0.3); animation: pulse 2s infinite; }
@keyframes pulse { 0%,100% { opacity: 1; } 50% { opacity: 0.4; } }
.hero-title { font-size: clamp(2.4rem, 4.5vw, 3.8rem); font-weight: 800; line-height: 1.05; letter-spacing: -1.5px; margin-bottom: 20px; }
.hero-sub { font-size: 18px; color: var(--text-2); margin-bottom: 36px; max-width: 500px; line-height: 1.7; }
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; margin-bottom: 40px; }
.hero-stats { display: flex; gap: 32px; flex-wrap: wrap; }
.hero-stat { display: flex; flex-direction: column; }
.stat-num { font-family: var(--font-mono); font-size: 22px; font-weight: 500; color: var(--text); }
.stat-lbl { font-size: 12px; color: var(--text-3); text-transform: uppercase; letter-spacing: 1px; }

/* ── CALCULATOR CARD ─────────────────────────────────────────── */
.calc-card { background: var(--bg-card); border: 1px solid var(--border); border-radius: var(--radius-lg); padding: 28px; box-shadow: var(--shadow), var(--glow); position: relative; }
.calc-card::before { content: ''; position: absolute; inset: -1px; border-radius: var(--radius-lg); background: linear-gradient(135deg, rgba(59,130,246,0.2), transparent 50%, rgba(245,158,11,0.1)); z-index: -1; }
.calc-header { display: flex; align-items: center; justify-content: space-between; margin-bottom: 24px; padding-bottom: 16px; border-bottom: 1px solid var(--border); }
.calc-title { font-family: var(--font-display); font-size: 15px; font-weight: 700; }
.calc-live { font-size: 11px; color: var(--green); font-weight: 600; text-transform: uppercase; letter-spacing: 1px; }
.calc-row { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.calc-field { margin-bottom: 16px; }
.calc-label { display: block; font-size: 12px; color: var(--text-3); margin-bottom: 6px; text-transform: uppercase; letter-spacing: 0.8px; }
.calc-input { width: 100%; background: var(--bg-card-2); border: 1px solid var(--border); border-radius: 8px; padding: 10px 14px; color: var(--text); font-family: var(--font-mono); font-size: 15px; transition: border-color 0.2s; }
.calc-input:focus { outline: none; border-color: var(--blue); }
.calc-btn { width: 100%; background: linear-gradient(135deg, var(--blue), var(--blue-dark)); color: #fff; border: none; border-radius: 10px; padding: 14px; font-family: var(--font-display); font-size: 15px; font-weight: 700; cursor: pointer; margin-top: 4px; transition: all 0.2s; }
.calc-btn:hover { transform: translateY(-1px); box-shadow: 0 8px 25px rgba(59,130,246,0.4); }
.calc-results { margin-top: 20px; padding-top: 16px; border-top: 1px solid var(--border); }
.result-row { display: flex; justify-content: space-between; padding: 8px 0; font-size: 14px; border-bottom: 1px dashed var(--border); }
.result-row:last-child { border: none; }
.result-lbl { color: var(--text-2); }
.result-val { font-family: var(--font-mono); font-weight: 500; color: var(--green-light); }
.result-val.gold { color: var(--gold-light); }
.result-val.blue { color: var(--blue-light); }
.chart-bar { height: 6px; background: var(--bg-card-2); border-radius: 999px; margin-top: 16px; overflow: hidden; }
.chart-fill { height: 100%; background: linear-gradient(90deg, var(--blue), var(--green)); border-radius: 999px; width: 0%; transition: width 1s ease; }
.calc-disclaimer { font-size: 11px; color: var(--text-3); margin-top: 12px; text-align: center; line-height: 1.5; }

/* ── TRUST STRIP ─────────────────────────────────────────────── */
.trust-strip { background: var(--bg-2); border-top: 1px solid var(--border); border-bottom: 1px solid var(--border); padding: 20px 0; }
.trust-inner { display: flex; align-items: center; justify-content: space-between; gap: 24px; flex-wrap: wrap; }
.trust-item { display: flex; align-items: center; gap: 8px; color: var(--text-2); font-size: 13px; font-weight: 500; }

/* ── HOW IT WORKS ────────────────────────────────────────────── */
.steps-grid { display: grid; grid-template-columns: repeat(4,1fr); gap: 20px; position: relative; }
.steps-grid::before { content: ''; position: absolute; top: 28px; left: 10%; right: 10%; height: 1px; background: linear-gradient(90deg, transparent, var(--border), var(--border), var(--border), transparent); }
.step-item { text-align: center; position: relative; z-index: 1; }
.step-num { width: 56px; height: 56px; background: var(--bg-card); border: 1px solid var(--border-glow); border-radius: 50%; display: flex; align-items: center; justify-content: center; margin: 0 auto 20px; font-family: var(--font-display); font-size: 18px; font-weight: 800; color: var(--blue-light); }
.step-item h3 { font-size: 16px; font-weight: 700; margin-bottom: 8px; }
.step-item p { font-size: 13px; color: var(--text-2); line-height: 1.6; }

/* ── WHY SCHD ────────────────────────────────────────────────── */
.section-why { background: var(--bg-2); border-top: 1px solid var(--border); border-bottom: 1px solid var(--border); }
.why-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; }
.why-text h2 { font-size: clamp(2rem, 3vw, 2.6rem); font-weight: 800; letter-spacing: -1px; margin-bottom: 20px; }
.why-text p { color: var(--text-2); font-size: 16px; line-height: 1.8; margin-bottom: 16px; }
.feature-list { margin-top: 20px; }
.feature-list li { padding: 10px 0 10px 24px; position: relative; font-size: 15px; color: var(--text-2); border-bottom: 1px solid var(--border); }
.feature-list li:last-child { border: none; }
.feature-list li::before { content: '→'; position: absolute; left: 0; color: var(--blue-light); font-weight: 700; }
.why-stats-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.why-stat-card { background: var(--bg-card); border: 1px solid var(--border); border-radius: var(--radius); padding: 24px; }
.why-stat-num { font-family: var(--font-display); font-size: clamp(1.8rem, 3vw, 2.4rem); font-weight: 800; color: var(--gold-light); letter-spacing: -1px; margin-bottom: 6px; }
.why-stat-lbl { font-size: 13px; color: var(--text-2); }

/* ── NUMBERS BAND ────────────────────────────────────────────── */
.numbers-band { background: linear-gradient(135deg, var(--bg-2), var(--bg)); border-top: 1px solid var(--border); border-bottom: 1px solid var(--border); padding: 80px 0; position: relative; overflow: hidden; }
.numbers-band::before { content: ''; position: absolute; inset: 0; background: radial-gradient(ellipse 600px 400px at 50% 50%, rgba(59,130,246,0.08), transparent); }
.numbers-grid { display: grid; grid-template-columns: repeat(4,1fr); gap: 32px; position: relative; }
.number-item { text-align: center; }
.number-val { font-family: var(--font-display); font-size: clamp(2.2rem, 4vw, 3.4rem); font-weight: 800; letter-spacing: -2px; margin-bottom: 8px; background: linear-gradient(135deg, var(--blue-light), var(--gold)); -webkit-background-clip: text; -webkit-text-fill-color: transparent; background-clip: text; }
.number-lbl { font-size: 13px; color: var(--text-3); text-transform: uppercase; letter-spacing: 1.5px; }

/* ── BLOG ────────────────────────────────────────────────────── */
.blog-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 24px; }
.blog-card { background: var(--bg-card); border: 1px solid var(--border); border-radius: var(--radius); overflow: hidden; transition: all 0.3s; }
.blog-card:hover { border-color: var(--border-glow); transform: translateY(-3px); }
.blog-img { height: 140px; background: linear-gradient(135deg, var(--bg-card-2), var(--bg-2)); display: flex; align-items: center; justify-content: center; font-size: 36px; border-bottom: 1px solid var(--border); }
.blog-body { padding: 24px; }
.blog-tag { font-size: 11px; font-weight: 700; color: var(--blue-light); text-transform: uppercase; letter-spacing: 1px; margin-bottom: 10px; }
.blog-card h3 { font-size: 16px; font-weight: 700; margin-bottom: 10px; line-height: 1.4; }
.blog-card h3 a { color: var(--text); }
.blog-card h3 a:hover { color: var(--blue-light); }
.blog-card p { font-size: 13px; color: var(--text-2); line-height: 1.6; }
.blog-meta { display: flex; justify-content: space-between; margin-top: 16px; font-size: 12px; color: var(--text-3); }

/* ── SERVICES GRID ───────────────────────────────────────────── */
.services-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 20px; }
.service-card { background: var(--bg-card); border: 1px solid var(--border); border-radius: var(--radius); padding: 28px; transition: all 0.3s; position: relative; overflow: hidden; }
.service-card::before { content: ''; position: absolute; top: 0; left: 0; right: 0; height: 2px; background: linear-gradient(90deg, var(--blue), var(--gold)); transform: scaleX(0); transform-origin: left; transition: transform 0.3s; }
.service-card:hover { border-color: var(--border-glow); transform: translateY(-4px); box-shadow: var(--glow); }
.service-card:hover::before { transform: scaleX(1); }
.service-icon { font-size: 28px; margin-bottom: 16px; }
.service-card h3 { font-size: 17px; font-weight: 700; margin-bottom: 10px; }
.service-card p { font-size: 14px; color: var(--text-2); line-height: 1.6; }
.service-tag { display: inline-block; margin-top: 14px; font-size: 11px; font-weight: 700; color: var(--blue-light); text-transform: uppercase; letter-spacing: 1px; }

/* ── FAQ ─────────────────────────────────────────────────────── */
.section-faq { background: var(--bg-2); border-top: 1px solid var(--border); }
.faq-list { max-width: 800px; margin: 0 auto; }
.faq-item { border-bottom: 1px solid var(--border); padding: 24px 0; }
.faq-q { font-size: 16px; font-weight: 700; margin-bottom: 12px; display: flex; align-items: flex-start; gap: 12px; }
.faq-q::before { content: 'Q'; font-size: 11px; font-weight: 800; color: var(--blue-light); background: rgba(59,130,246,0.1); padding: 3px 8px; border-radius: 4px; flex-shrink: 0; margin-top: 2px; }
.faq-a { font-size: 14px; color: var(--text-2); line-height: 1.7; padding-left: 40px; }

/* ── CTA BAND ────────────────────────────────────────────────── */
.cta-band { background: linear-gradient(135deg, rgba(29,78,216,0.15), rgba(59,130,246,0.05)); border-top: 1px solid var(--border-glow); border-bottom: 1px solid var(--border-glow); padding: 80px 0; text-align: center; }
.cta-band h2 { font-size: clamp(2rem, 4vw, 3rem); font-weight: 800; letter-spacing: -1px; margin-bottom: 16px; }
.cta-band p { color: var(--text-2); font-size: 17px; margin-bottom: 36px; max-width: 560px; margin-left: auto; margin-right: auto; }

/* ── ABOUT PAGE ──────────────────────────────────────────────── */
.page-hero { padding: 80px 0 40px; }
.page-hero h1 { font-size: clamp(2.4rem, 4vw, 3.4rem); font-weight: 800; letter-spacing: -1.5px; margin-bottom: 20px; }
.page-hero p { color: var(--text-2); font-size: 18px; max-width: 640px; }
.about-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 80px; align-items: start; }
.about-text p { color: var(--text-2); font-size: 16px; line-height: 1.8; margin-bottom: 20px; }
.value-card { background: var(--bg-card); border: 1px solid var(--border); border-radius: var(--radius); padding: 20px 24px; display: flex; gap: 16px; align-items: flex-start; margin-bottom: 16px; }
.value-icon { font-size: 24px; flex-shrink: 0; }
.value-card h4 { font-size: 15px; font-weight: 700; margin-bottom: 6px; }
.value-card p { font-size: 13px; color: var(--text-2); line-height: 1.6; }
.mission-card { background: var(--bg-card); border: 1px solid var(--border-glow); border-radius: var(--radius-lg); padding: 36px; box-shadow: var(--glow); margin-bottom: 24px; }
.mission-card h3 { font-size: 20px; font-weight: 800; margin-bottom: 20px; }
.mission-stat { display: flex; justify-content: space-between; align-items: center; padding: 14px 0; border-bottom: 1px solid var(--border); font-size: 14px; color: var(--text-2); }
.mission-stat:last-child { border: none; }
.mission-stat-val { font-family: var(--font-mono); color: var(--gold-light); font-weight: 500; }

/* ── CONTACT PAGE ────────────────────────────────────────────── */
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: start; }
.contact-form-wrap { background: var(--bg-card); border: 1px solid var(--border); border-radius: var(--radius-lg); padding: 36px; }
.form-field { margin-bottom: 20px; }
.form-label { display: block; font-size: 13px; font-weight: 600; color: var(--text-2); margin-bottom: 8px; text-transform: uppercase; letter-spacing: 0.8px; }
.form-input { width: 100%; background: var(--bg-card-2); border: 1px solid var(--border); border-radius: 8px; padding: 12px 16px; color: var(--text); font-size: 15px; transition: border-color 0.2s; font-family: var(--font-body); }
.form-input:focus { outline: none; border-color: var(--blue); }
textarea.form-input { min-height: 120px; resize: vertical; }
.contact-info-item { background: var(--bg-card); border: 1px solid var(--border); border-radius: var(--radius); padding: 24px; display: flex; gap: 16px; margin-bottom: 16px; }
.contact-icon { font-size: 24px; flex-shrink: 0; }
.contact-info-item h4 { font-size: 15px; font-weight: 700; margin-bottom: 6px; }
.contact-info-item p { font-size: 14px; color: var(--text-2); line-height: 1.6; }
.form-success { background: rgba(16,185,129,0.1); border: 1px solid var(--green); border-radius: 8px; padding: 16px; color: var(--green-light); margin-bottom: 20px; }
.form-error { background: rgba(239,68,68,0.1); border: 1px solid #ef4444; border-radius: 8px; padding: 16px; color: #fca5a5; margin-bottom: 20px; }

/* ── BLOG ARCHIVE & SINGLE ───────────────────────────────────── */
.blog-archive { display: grid; grid-template-columns: repeat(3,1fr); gap: 24px; }
.single-post { max-width: 800px; margin: 0 auto; padding: 60px 0; }
.single-post h1 { font-size: clamp(2rem, 4vw, 3rem); font-weight: 800; letter-spacing: -1px; margin-bottom: 24px; }
.post-meta { color: var(--text-3); font-size: 14px; margin-bottom: 32px; padding-bottom: 24px; border-bottom: 1px solid var(--border); }
.post-content { color: var(--text-2); font-size: 16px; line-height: 1.8; }
.post-content h2 { font-size: 1.6rem; color: var(--text); margin: 40px 0 16px; }
.post-content h3 { font-size: 1.3rem; color: var(--text); margin: 32px 0 12px; }
.post-content p { margin-bottom: 20px; }
.post-content ul, .post-content ol { padding-left: 24px; margin-bottom: 20px; }
.post-content li { margin-bottom: 8px; list-style: disc; }
.post-content a { color: var(--blue-light); border-bottom: 1px solid rgba(96,165,250,0.3); }
.post-content strong { color: var(--text); }
.post-content em { color: var(--text-3); font-size: 14px; }

/* ── FOOTER ──────────────────────────────────────────────────── */
.site-footer { background: var(--bg-2); border-top: 1px solid var(--border); padding: 60px 0 32px; }
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 48px; margin-bottom: 48px; }
.footer-logo { margin-bottom: 16px; display: flex; }
.footer-brand p { font-size: 14px; color: var(--text-2); line-height: 1.7; max-width: 280px; }
.footer-col-title { font-size: 12px; font-weight: 700; text-transform: uppercase; letter-spacing: 1.5px; color: var(--text-3); margin-bottom: 16px; }
.footer-col ul { list-style: none; padding: 0; }
.footer-col li { margin-bottom: 10px; }
.footer-col a { font-size: 14px; color: var(--text-2); transition: color 0.2s; }
.footer-col a:hover { color: var(--blue-light); }
.footer-bottom { display: flex; justify-content: space-between; align-items: center; padding-top: 32px; border-top: 1px solid var(--border); font-size: 13px; color: var(--text-3); }
.footer-bottom a { color: var(--text-3); }
.footer-bottom a:hover { color: var(--text-2); }
.footer-disclaimer { font-size: 12px; color: var(--text-3); line-height: 1.6; margin-top: 16px; padding-top: 16px; border-top: 1px solid var(--border); max-width: 900px; }

/* ── RESPONSIVE ──────────────────────────────────────────────── */
@media (max-width: 1024px) {
  .hero-inner, .why-grid, .about-grid, .contact-grid { grid-template-columns: 1fr; }
  .services-grid, .blog-grid, .blog-archive { grid-template-columns: repeat(2,1fr); }
  .numbers-grid { grid-template-columns: repeat(2,1fr); }
  .steps-grid { grid-template-columns: repeat(2,1fr); }
  .steps-grid::before { display: none; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 32px; }
  .nav-links, .nav-cta { display: none; }
  .nav-toggle { display: flex; flex-direction: column; gap: 3px; }
}
@media (max-width: 640px) {
  section { padding: 64px 0; }
  .hero { padding: 70px 0 60px; }
  .services-grid, .blog-grid, .blog-archive, .numbers-grid, .steps-grid, .why-stats-grid, .calc-row, .footer-grid { grid-template-columns: 1fr; }
  .trust-inner { flex-direction: column; align-items: flex-start; gap: 12px; }
  .footer-bottom { flex-direction: column; gap: 10px; text-align: center; }
  .hero-actions { flex-direction: column; }
}